life insurance

Life is unpredictable. At least our life insurance isn’t.

We know your family would like to see you live a long, full life. The next best thing for them, we suppose, is a financial safety net to help make sure they’re taken care of. We offer life and accidental death and dismemberment (AD&D) insurance options for eligible employees to help you take care of your family no matter what happens to you.

But just in case, there’s a little favor we’d like to ask of you …

Take care of yourself – and leave the dangerous stuff to the movie stunt doubles, ok?

Basic Life and AD&D for full-time employees

Are you a full-time employee? Great! Depending on your role, you receive basic coverage equal to $15,000 or one times your basic annual earnings (up to $100,000) at no cost to you.
Your total benefit will be reduced by:

  • 35% at age 65
  • 60% at age 70
  • 75% at age 75
  • 85% at age 80

Who’s eligible?

Full-time employees are eligible for basic life and AD&D insurance.

Part time? Or want more?
If you need more coverage – or aren’t a full-time employee – you aren’t left out. You can purchase voluntary life insurance for yourself, your spouse or your children.

Bonus: No-cost will preparation services

If you enroll in voluntary life insurance, you also have access to an attorney who will prepare or update your – or your spouse’s – will at no cost to you. This is available to all full-time and part-time employees enrolled in our voluntary life Insurance plans.
Call Guardian at 877-433-6789 for details.

Your timing matters.

New hire? Great.

  • No medical exams. No health questions asked.
  • Purchase voluntary coverage up to the Guaranteed Issue amount.

Applying after your new hire period? Slow your roll.

  • You’ll need to answer medical questions.
  • Guardian will review your request and notify you of approval or denial.

Who’s eligible?

Full-time and part-time employees are eligible to purchase voluntary life and AD&D Insurance.