Stay on track with accounts that make your dollars go further.

Full-time employees enrolled in medical coverage through Anthem are eligible to participate. Per the IRS, you are NOT eligible to participate in an HSA if you:

• Participate in your own or your spouse’s healthcare flexible spending account
• Are covered under Medicare, Medicaid or Tricare
• Are claimed on someone else’s tax return as a dependent

What’s so amazing about an HSA? It’s the Triple Tax Advantage:

• Deposits are tax-deductible: Use pre-tax dollars to pay for medical, dental, vision and pharmacy expenses. It’s like getting an instant discount on those services!
• Spending is tax free: Pay for eligible medical costs like deductibles, copays, prescriptions, vision and dental care directly from your HSA.
• Growth is tax free: Invest your HSA funds like a 401(k) to watch your savings grow without paying taxes on the earnings.

WAIT..there’s more!

• Your HSA is yours to keep: Unused funds roll over year after year, even if you leave Trilogy. It’s your money to keep.
• Trilogy contributes too: We’ll match your contributions dollar for dollar — up to $500 for individual coverage and $1,200 for family coverage each year. That’s free money to cover qualified, out-of-pocket expenses!

IRS Contribution Limits

For 2025, you and Trilogy can contribute up to:

• $4,300 for individual coverage
• $8,550 for family coverage

If you are age 55 or older during 2025, you may contribute an additional $1,000.

How to use your account.

1. Sign up in the Enroll or Change Coverage section during the allowed period.
2. Asked to verify your account? If so, provide the required identification within 90 days.
3. If you miss step 2, your account may be closed, you will forfeit the company match and your contributions will be returned.
4. Once confirmed, you can start using your HSA! You’ll receive a debit card to use for eligible expenses; this card can also be used for Dependent Care FSA expenses if you’re enrolled.
5. Remember to save your receipts. You’ll need them for tax purposes.

Do you have children? Adult dependents? If so, keep reading …

Now, are you paying for things like:

• Daycare, preschool, nursery school, before- and after-school car, or summer day camps?
• Care for a spouse or relative who is unable to work or care for themselves, such as an adult daycare facility?
• Work-related babysitting?
• An au pair – which is a fancy way of saying ‘nanny’?

If so, a Dependent Care FSA can help you save money. This is a spending account — administered by Bank of America — that lets you use your pre-tax money to pay for non-health care expenses for your dependents.

Why you might want an DCFSA:

• Use your pre-tax dollars to pay for day care, in-home childcare and before- or after-school care for dependents under age 13.
• You can even use your DCFSA to pay for care for adult dependents.
• You can set aside up to $5,000 per family – or $2,500 if married and filing separately. (Elections can’t be changed unless there’s a Qualifying Life Event.)

What else to know:

• A DCFSA cannot be used for any medical, dental, vision or pharmacy expenses.
• You use it or lose it. Accounts do not roll over from year to year, so plan your contributions carefully to avoid forfeiting unused funds.
• Trilogy offers a grace period until March 15, 2026, to spend funds deposited since January 1, 2025. Claims are due by March 31, 2026.

Once you register, you’ll receive a welcome kit – by email or mail – with step-by-step instructions on how to maximize the benefits of your account

Who’s eligible?

Full-time and part-time employees with eligible dependents.