core care plans
Lay the groundwork for a healthy life.
Think of Trilogy’s Core Care Plans as your launchpad for lifelong health.
Medical, pharmacy, dental and vision coverage come together to form the foundation of your well-being – giving you the support you need to stay steady and strong across the years and miles.
With these core plans, you’re equipped for whatever life brings. Here are the four types of core coverage we offer:
You can choose from three Anthem medical plans – but they all cover the same services. Each plan includes FREE virtual care through First Stop Health.
Which plan should you choose?
Here’s the deal:
Each plan has tradeoffs between how much you pay for insurance out of your paycheck and how much you’ll pay if you need care:
- Lower premiums, higher risk: If you don’t go to the doctor often, the lower premium plan may be your best bet. Since most of our employees fall short of meeting the deductible for the plan they choose, this plan might be the best fit for most.
- Higher premiums, lower risk: If you (and your family) go to the doctor often or have chronic conditions that require frequent treatment, you might prefer to pay more from your paycheck to keep your annual deductible and out-of-pocket costs lower. If so, one of the higher premium plans might be better for you.
Our medical plans pair with a Health Savings Account (HSA), which can help you save money for medical expenses. See how to use one.
Find more ways to save.
Did you know? Costs for the same medical procedure can vary wildly – even in the same town! An MRI, for example, could cost anywhere from $600 to $3,100. Lucky for you, Trilogy has a Benefits Resource Center that will help you find lower-cost providers and avoid surprises. In other words, they do the leg work – to save you an arm and a leg.
Go to the Benefits Resource Center page to see how easy it is to use.
Here’s the deal: Each plan has tradeoffs between how much you pay for insurance out of your paycheck and how much you’ll pay if you need care:
If you elect Trilogy medical coverage, we offer two pharmacy pathways. They can help you pay less and make your prescriptions easily accessible:
- Get immediate, short-term medications (like antibiotics) through your local retail pharmacy.
- Plus, get long-term maintenance or specialty medications mailed to you through our Synchrony RX@Home program.
Healthy teeth and gums are important to your overall health. Guardian offers coverage for major services as well as preventive care like yearly checkups, cleanings and x-rays.
Getting your eyes checked regularly can reveal more than poor vision. Eye exams can help detect other health problems, too. Guardian’s vision program includes coverage for eye exams, glasses and even laser services.